Get Simple Checking That's Full of Features

BOS checking accounts offer a wide array of features to help you save time and money:

Mobile Banking is easier than ever with the BOS Mobile Banking App and Mobile Deposit. Deposit checks in a snap, transfer money and pay bills all from your mobile phone.

Manage My Cards gives you the power to protect your BOS debit card from fraud. Instantly turn off a lost card, receive text alerts for transactions and set transaction amount or location limits easily with card control tools in the BOS Mobile Banking App.

Overdraft Protection including Overdraft Privilege and Instant Check Line-of-Credit may cover occasional overdrafts. (Fees apply. See a personal banker for details.)

Online Banking with Checkfree Bill Payment and Zelle^® allow you to manage your accounts, transfer funds, pay bills and pay people.

Some services are subject to credit approval. See a personal banker for more information.

Customer handing a BOS debit card to a cashier.

A woman with a cup of coffee, leaning on the kitchen counter and checking her phone.

Finally, there’s a simple way to switch your checking account.

ClickSWITCH is the fast and safe way to switch direct deposits and automatic payments to your new or existing BOS account.

How it works:

Login to the free online solution.
To get started, call or stop by a BOS branch and speak to a personal banker to receive your activation code. Login to ClickSWITCH and in a few clicks, you’ll activate this secure online solution.
Switch your direct deposits and automatic payments.
Use your old account to find and switch recurring transactions.
Get notifications as it works for you. Using ClickSWITCH is easy.
- No need to track down payments or fill out paperwork
- Track switches and receive real time switch notifications
- Initiate the closure of your previous account(s)

Visit any BOS branch or call and speak to a personal banker to get started today.

Which checking account is right for you?

Open an Account

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Cash Back Checking

Earn cash back for using your account with our Cash Back Checking.

Earn a $6 reward each statement cycle if your account has 25 debit card transactions ($3 minimum per transaction), 1 direct deposit ($100 minimum) and 1 online or mobile banking login.

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BOS Checking Plus

BOS Checking Plus makes it simple to keep your finances safer and take advantage of smart discounts on financial services and everyday purchases.

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Classic 50 Checking Plus

An account for customers 50 years of age or better, BOS Classic 50 Checking Plus provides you with tools to protect your identity and save on everyday purchases.

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BOS Checking

A simple checking account that's full of features. Our basic checking account has no minimum daily balance.

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Classic 50 Checking

Customers 50 years of age or better are eligible for this interest-bearing checking account.

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Personal Interest Checking

This interest-bearing account is tiered to pay a higher rate on higher balances.

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Personal Power Interest Checking

With this account your checking and savings are all rolled into one, allowing for unlimited check writing. Interest is tiered to pay a higher rate on higher balances.

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A father and son sitting on a couch together, looking at a laptop.

Youth Checking

A first checking account for customers aged 10-17, monitored by parental controls.

This account includes a debit card for youth to learn smart spending habits.

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Teen Checking

Teach your teen smart money habits with BOS Teen Checking.

This checking account is for customers ages 14-17 and is monitored by parental controls.

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A man with two young children who are dressed like doctors. His daughter is pretending to listen to his heart with a stethescope.

Health Savings Account

Saving money is good for your health! BOS health savings account is a tax-beneficial savings account designed to help people with high-deductible health plans with their current and future medical expenses. Consult a tax advisor for deductibility.

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Fresh Start Checking

For customers who may not qualify for a traditional checking account. ACH deposits are the only type of deposit allowed on this account. Withdrawals are restricted to ATM withdrawals and debit card point-of-sale transactions.

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BOS Checking Plus and Classic 50 Checking Plus Features

These checking accounts make it simple to keep your family finances safer and
take advantage of smart discounts on financial services and everyday purchases.

IDProtect^®¹

Identity Theft Protection with daily credit file monitoring² and comprehensive fraud protection & resolution services. (registration/activation required)

Accidental Death & Dismemberment

Coverage of up to $10,000.

Health Discount Savings

Enjoy savings on vision, dental services, and prescriptions. This is NOT insurance.
(registration/activation required.)

Travel and Leisure Discount Membership

Save big with deep discounts at thousands of local and national businesses.
(registration/activation required; available online only)

Cellular Telephone Protection³

Receive up to $400 of repair or replacement cost if your cell phone is stolen or damaged. Cellular telephone bill must be paid using eligible account.

Debit Advantage^®

Receive Buyer’s Protection³ & Extended Warranty³ for items purchased with this account

$hopping Rewards

Earn cash rewards when you shop online at dozens of your favorite retailers.
(registration/activation required; available online only)

Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
Credit file monitoring may take several days to begin following activation.
Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage provided through the company named in the Guide to Benefit or on the insurance document.

BOS Routing Number - 071108559

This Web site is for marketing purposes and is not designed as a substitute for full account disclosure of any product described in this Web site. Please contact BOS for more information.

Minimum to Open	$100
Minimum Daily Balance	NONE
Minimum Average Daily Balance	NONE
Monthly Account Maintenance Fee	$2.50
Monthly Credit for eStatements*	$2.50
Interest-Bearing	No

Minimum to Open	$100
Minimum Daily Balance	NONE
Minimum Average Daily Balance	NONE
Monthly Account Maintenance Fee	$8.00
Monthly Credit for eStatements**	$2.50
Interest-Bearing	No

Minimum to Open	$100
Minimum Daily Balance	NONE
Minimum Average Daily Balance	NONE
Monthly Account Maintenance Fee	$5.00
Monthly Credit for eStatements**	$1.00
Interest-Bearing***	Yes

Minimum to Open	$100
Minimum Daily Balance	NONE
Minimum Average Daily Balance	NONE
Monthly Account Maintenance Fee	$2.50
Monthly Credit for eStatements*	$2.50
Interest-Bearing	No

Minimum to Open	$100
Minimum Daily Balance	$100
Minimum Average Daily Balance	NONE
Monthly Account Maintenance Fee*	$7.00
Monthly Credit for eStatements	NONE
Interest-Bearing**	Yes

User Name:
Password:

Username:
Password:

Personal Checking

Get Simple Checking That's Full of Features

Finally, there’s a simple way to switch your checking account.

How it works:

Which checking account is right for you?

Cash Back Checking

BOS Checking Plus

Classic 50 Checking Plus

BOS Checking

Classic 50 Checking

Personal Interest Checking

Personal Power Interest Checking

Youth Checking

Teen Checking

Health Savings Account

Fresh Start Checking

BOS Checking Plus and Classic 50 Checking Plus Features

IDProtect®1

Accidental Death & Dismemberment

Health Discount Savings

Travel and Leisure Discount Membership

Cellular Telephone Protection3

Debit Advantage®

$hopping Rewards

IDProtect^®¹

Cellular Telephone Protection³

Debit Advantage^®