Privacy Notice
What does Bank of Springfield do with your personal information?
Rev. 6/2012
Why?
Financial companies school how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and credit history
- income and employment history
- transaction history and assets
How?
All financial companies need to share customers' personal information to fun their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bank of Springfield chooses to share; and whether you can limit this sharing.
When you are no longer our customer, we continue to share your information as described in this notice.
Reasons we can share your personal information
|
Does Bank Of Springfield share?
|
Can you limit this sharing?
|
For our everyday business purposes —— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|
Yes
|
No
|
For our marketing purposes —— to offer our products and services to you.
|
No
|
We don't share
|
For joint marketing with other financial companies
|
Yes
|
No
|
For our affiliates’ everyday business purposes —— information about your transactions and experiences
|
Yes
|
No
|
For our affiliates’ everyday business purposes —— information about your credit worthiness
|
No
|
We don't share
|
For nonaffiliates to market to you
|
No
|
We don't share
|
Questions?
Call 877-698-3278 or go to www.bankwithbos.com.
Who We Are | |
---|
Who is providing this notice? | Bank of Springfield |
What We Do | |
---|
How does Bank Of Springfield protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Bank Of Springfield collect my personal information? | We collect your personal information, for example, when you: • open an account or deposit money • apply for a loan or provide employment information • seek advice about your investments
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can't I limit all sharing? | Federal law gives you the right to limit only • sharing for affiliates’ everyday business purposes—information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
Definitions | |
---|
Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.Our affiliates include companies such as title companies.
|
Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.Bank Of Springfield does not share with nonaffiliates so they can market to you.
|
Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.Our joint marketing partners include Securities broker-dealers and Insurance Agents and Private Marketing Companies or Processors.
|